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Loans Ebook

"Everything You Always Wanted To Know About Loans" is a comprehensive e-book that will help you learn all about the world of loans. Before you apply for a loan, you need this vital information!

Dear Friend,

There will probably come a time in your life when you will consider applying for a loan. People choose to borrow money for many reasons but loans are not a one size fits all solution.

Why should you learn about loans?

Knowledge can help you solve your financial problems and make your dreams come true. A mistake many people make is that they rely on a bank or loans officer to make their choices for them.

Don't leave yourself at the mercy of what could be a shark with only their own interests in mind!

The e-book, "Everything You Always Wanted To Know About Loans" will provide you with a solid understanding of the extensive and often confusing world of loans. Learning the information contained in this e-book could be life changing in terms of your financial future.

Having a solid understanding of loan types, policies, procedures and special programs that not everyone knows about can help you significantly by helping you to:

  • Understand what type of loan is right for you

  • Understand why you might be declined for a loan (and prevent it!)

  • Learn how best to get approved when you have imperfect credit

  • Understand the best way to approach the loans process so you get the best deal possible…saving money on interest rates

  • Learn how to get around paying exorbitantly high interest rates on loans

  • Learn what to do if you are declined for a loan but are really in dire need of that $$$.


  • Identify when a deal is not in your best interests which can save you time, money and most importantly…protect your assets and financial future.

Knowing as much as you can about all the possible loans available and all the confusing terms will help you get the right loan. Don't walk in to a loan officer's office blindly. Doing so can result in being declined OR signing up for the WRONG loan. "The World of Loans Explained" helps simplify the most complex aspects of a loan and turns contract gibberish into something you can understand and work with.

Many people find the world of loans a trial and error process. Unfortunately, through trial and error you can lose money or miss out on a golden opportunity.

"Everything You Always Wanted To Know About Loans" is the perfect e-book to help you get prepared for getting a loan, no matter what it is for.

The knowledge contained in this 50 page book can help you unravel the mystery of loans and increase your chances of getting approved for the loan you want.

A quick peak into the first few pages of "Everything You Always Wanted To Know About Loans":

  • Introduction talks about the importance of getting informed about loans.

  • Then, learn about the difference between secured and unsecured loans. Learn why having the right type of collateral can make it possible for just about anyone to get approved for a loan, regardless of credit history.

  • In depth look at the risk of loans and analyzing the risk vs. benefit for your specific scenario. Not many bank managers go very in depth into the risks and it's vital that you understand what you are signing up for. "Everything You Always Wanted To Know About Loans" helps to demystify the fine print!

  • Learn about the approval and decline process. Helpful tips and information to maximize your approval chances!

And all this information and much, much more is covered in the book! There are fifty pages filled with helpful information, tips and secrets to getting the right loan at the best possible interest rate.

What about specific areas of concern?

"Everything You Always Wanted To Know About Loans" doesn't just give you an overview of loans. It goes into great detail for many loan areas including:

  • Auto loans

  • Student loans

  • Home equity loans

  • Home loans

  • Payday loans

  • Line of credit loans

  • Debt consolidation loans

  • Commercial loans

  • And more

Beyond looking at the specific types of loans that are available, you need to know about the ins and outs of money lending. This will help you learn how to present yourself in the best light possible to the bank or loan company and will help you identify the best way to handle questions, paperwork and potential rejections.

This information filled e-book also looks at specific issues such as:

  • Your credit score

  • Collateral for secured loans

  • The approval process

  • The foreclosure process

  • Shopping around for the best loan rate

  • Applying for loans online

  • What documents you need for loan applications

  • Improving your credit score

  • Preparing for your interview with a loan officer.

Your hopes and dreams might be on hold due to lack of funds and the right loan can help you propel yourself towards success or towards having something you've always dreamed of such as:

  • A college or university education

  • A home of your own

  • Your own business

  • Or just the ability to have credit availability so that you have a way to meet your financial needs.

The comprehensive "Everything You Always Wanted To Know About Loans" e-book is fifty pages of helpful, useful and easy to understand information.

Bonus Offer!

And, if you order this book, you will receive, free of charge a valuable report entitled: "Unraveling the Maze of Student Loans".

Loans Free Report

Unraveling the Maze of Student Loans is ten fact-filled pages that can help students approaching their higher education as well as parents or grandparents who are helping young people plan for their academic future. It's also a great resource for anyone thinking about borrowing in order to go back and get a higher education.

Today, many people are going back to school part or full-time in order to change career directions and the free report, Unraveling the Maze of Student Loans will be a great handbook for getting the right financing lined up in order to invest in your future. This report is available FREE for those who purchase "Everything You Always Wanted To Know About Loans".

Here are a few of the areas covered by the special report:

  1. Government vs. private loans

  2. Stafford loans

  3. Perkins loans

  4. Parents Plus loans

  5. Student Loan Interest

  6. Student loan payment considerations

  7. Qualification processes for student loans

  8. Dealing with loans when you are in default

What are you getting in this package of "Everything You Always Wanted To Know About Loans" and "Unraveling the Maze of Student Loans"?

The payoff for purchasing this book and getting the free report is that as soon as you read it, you will be armed with the knowledge you need to

  • increase your chances of getting approved for the loan you want

  • AND save significant amounts of money in the process


You'll learn how to choose the right loan and you'll be able to see through the masquerade of some loan officers who prey on those who don't know any better.

Knowledge is definitely power in the world of money-lending so download this e-book today and get the knowledge to help you reach your financial and personal goals!

Get it Now!

Table of Contents

Introduction: The Basics Of A Loan
Get Driving With An Auto Loan
Getting Set For A Great Investment: Home Loans
The Business Side Of Lending: Commercial Loans
Key Evaluation Factors Lenders Use
Control Your Money: Personal Loans
Getting Educated: Student Loans
Tying Up Loose Ends
The Loan Application
Conclusion: Get A Loan Today

Here is an excerpt of the book

Two Categories Of Loans

There are two main categories of loans. Every loan a person can get is going to fall into one of these categories. It is important to understand both categories because they are quite different and the requirements for them are also different.

Secured Loans

Secured loans are loans that require you to put up some type of security in order to get the loan. The security put up for a loan is called collateral. Lenders are more likely to extend secured loans because with a secured loan they have the collateral that they can seize should you default or fail to pay the loan.

There are many different types of collateral, but usually the collateral will be something related to the loan. For example, if you are getting a home loan or mortgage, then the home you are buying becomes the collateral. If you default on the loan then the lender may take your home as payment or partial payment.

As you can see, though, collateral is not always going to be worth as much as the loan is worth. That is why a secured loan still requires qualification in order to get it. Lenders are not going to just give someone a secured loan because they have collateral. Later in this chapter you will learn more about qualifying for a loan and what lenders need to approve you as a borrower.

Unsecured Loans

In contrast to a secured loan, an unsecured loan does not require collateral. Unsecured loans are rare because they pose a large risk to the lender. A person needs to be highly qualified and prove themselves as little risk to the lender to qualify for an unsecured loan. The major exception to this is credit cards which will be discussed later in this book.

Unsecured loans are often called signature loans because the only thing binding the agreement is the borrower's signature. Basically, an unsecured loan is based upon a persons word which is why the lender will take a very in depth look into a borrower's finances to ensure they are trustworthy enough to be trusted to payback the loan.

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The best part of this eBook is that you don't have to wait another minute or head into a crowded store to pick up a copy. You can start learning and reading in just minutes.


We are so confident you are going to love this book that we offer a 100% satisfaction guarantee! If you don't agree that the book has everything we say it does, just write us and let us know.

Don't Delay!


Lee Anderson